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TERRA

Real-estate appraisal & financial modelling — build monthly cash flows, KPIs and Excel deliverables in the browser.

Professional real estate appraisal software

Better appraisal.
Better decisions.

Terra helps investors, developers, surveyors and advisers evaluate real estate investment and development opportunities quickly, confidently and consistently.

Price deals faster. Spend less time building models. Apply professional judgement more effectively.

Why Terra exists

The future of property appraisal is not about replacing professional judgement.

It is about making professional judgement easier to apply.

Every real estate appraisal is built on assumptions. Some information can be extracted automatically, but the assumptions that determine value still require experience: rental growth, market rent, void periods, tenant quality, capital expenditure, exit yields and the probability of lease renewal.

Technology informs. Professional judgement decides.

AI can process information. Only you can decide what an opportunity is worth.

AI is becoming increasingly effective at reading leases, summarising reports and extracting information from due diligence documents. That can be useful, but it is not the same as appraisal.

Terra does not seek to remove the professional from the process. It provides the disciplined appraisal framework through which informed assumptions become clear, robust investment decisions.

A faster route from opportunity to decision

Less time building the model.
More time thinking about the deal.

01

Enter the assumptions that matter

Input the key lease, rent, cost, timing and funding assumptions without rebuilding a spreadsheet or navigating unnecessary complexity.

02

See the metrics that matter

Review purchase price, residual value, profit on cost, leveraged and unleveraged IRRs, equity requirements, cash flow and investment returns in one clear appraisal.

03

Reach a better-informed decision

Solve to target returns, test assumptions and understand quickly what an opportunity is worth and whether it meets your investment criteria.

Automation without theatre

Do not spend longer importing a PDF than entering the important assumptions.

The objective is not to automate every keystroke. It is to remove unnecessary work.

In many appraisals, an experienced professional can enter the core assumptions — passing rent, lease expiry, rent review, tenant, area, market rent and yield — as quickly as a document can be uploaded, checked and corrected.

Terra is designed for speed where speed helps, while keeping the assumptions that require judgement visible, deliberate and under professional control. As AI develops, it can assist with data gathering. Terra remains the place where that information is tested, interpreted and converted into a decision.

Transparent by design

An appraisal you can audit — not a black box.

Terra runs entirely in your browser as a single-page web app, with a consistent, intuitive way to enter every assumption and a formulaed Excel model you can trace from end to end.

A formulaed Excel model

Every total and every KPI in the exported Excel model is a live formula — so the whole appraisal is transparent and fully auditable. No more outputs you cannot check, or that simply do not add up.

A single-page web app

The entire appraisal lives on one screen in your browser — nothing to install. Enter your assumptions and see the results in the same place.

Intuitive, consistent inputs

Sixteen cost and income sections, all built with an identical input approach. Learn one section and you already know them all.

Not just for short-term investors

One disciplined appraisal framework across the investment horizon.

Different strategies require different assumptions, but they still require the same clarity of thought: what is the asset worth, what return will it generate and what risks sit behind that return?

Development and value-add

Move quickly when timing matters

Appraise acquisitions, developments, refurbishments and shorter-duration business plans using cost, timing, funding, profit on cost, residual value and IRR assumptions.

Institutional and long-income

Model the detail long-term investors require

Analyse recurring lease cash flows, rent reviews, lease events, long-term income, capital expenditure, financing and exit assumptions for pension funds, institutions and other longer-term investors.

Built for the property industry

Different users. Different assumptions. The same need for better decisions.

Investment surveyors

Price opportunities quickly and communicate the assumptions behind value.

Developers

Understand residual value, costs, timing, funding and target returns.

Fund managers

Compare assets consistently and assess both return and downside.

Pension funds and institutions

Model recurring lease cash flows and long-duration investment performance.

Valuers and advisers

Support professional advice with clear assumptions and robust outputs.

Private investors

Apply a professional appraisal framework without unnecessary complexity.

Why Terra

Professional appraisal without the unnecessary friction.

Fast

Assess more opportunities and reach an informed view sooner.

Clear

Keep the assumptions, cash flows and returns that matter visible.

Professional

Use established real estate appraisal methodology and industry metrics.

Flexible

Appraise development, investment, value-add and long-income opportunities.

Intuitive

Spend time analysing the opportunity rather than learning the software.

Exceptional value

Modern specialist software without traditional enterprise-level cost.

The Terra philosophy

Technology should not replace professional judgement. It should make professional judgement easier to apply.

Excel stores numbers. AI can extract information. Terra helps experienced property professionals turn informed assumptions into better investment decisions.

A better way to appraise property

Open the opportunity. Enter the assumptions. Know what it is worth.

See how quickly Terra can take you from professional judgement to a clear, robust investment decision.

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